HUD voucher rents by ZIP and bedroom count, from the current Fair Market Rent and Small Area FMR release.
Source: HUD FY2026 Fair Market Rents and Small Area FMRs, effective 2025-10-01, retrieved 2026-10-09, with ZIP placement from the HUD-USPS ZIP Crosswalk 2021-Q4. https://www.huduser.gov/portal/datasets/fmr.html
| Bedrooms | Fair Market Rent |
|---|---|
| Studio | $966 |
| 1 BR | $1,047 |
| 2 BR | $1,272 |
| 3 BR | $1,625 |
| 4 BR | $1,891 |
2-bedroom Small Area FMRs for ZIPs in this county run from $1,080 to $1,120.
| Bedrooms | Small Area FMR |
|---|---|
| Studio | $800 to $850 |
| 1 BR | $900 to $920 |
| 2 BR | $1,080 to $1,120 |
| 3 BR | $1,400 to $1,430 |
| 4 BR | $1,640 to $1,660 |
2 ZIPs from the HUD-USPS crosswalk.
| ZIP | Studio | 1 BR | 2 BR | 3 BR | 4 BR | Schedule |
|---|---|---|---|---|---|---|
| 40046 | $800 | $900 | $1,080 | $1,400 | $1,640 | Small Area FMR |
| 40071 | $850 | $920 | $1,120 | $1,430 | $1,660 | Small Area FMR |
HUD uses the Fair Market Rent to set the Housing Choice Voucher payment standard, the maximum monthly subsidy base for a bedroom count. The FY2026 2-bedroom rent on this page is $1,272. 24 CFR 982.503 sets the basic range from 90 percent to 110 percent of the applicable Fair Market Rent. In a metro on HUD's designated Small Area FMR list, that rent is the ZIP Small Area FMR. Elsewhere it is the metro or county Fair Market Rent (HUD Fair Market Rents, Small Area FMRs).
The FY2026 2-bedroom Fair Market Rent in Spencer County, KY is $1,272.
FY2026 Fair Market Rents in Spencer County, KY: Studio $966, 1 BR $1,047, 2 BR $1,272, 3 BR $1,625, 4 BR $1,891.
2-bedroom Small Area FMRs for ZIPs in this county run from $1,080 to $1,120.
HUD uses the Fair Market Rent to set the Housing Choice Voucher payment standard, the maximum monthly subsidy base for a bedroom count. The FY2026 2-bedroom rent on this page is $1,272. 24 CFR 982.503 sets the basic range from 90 percent to 110 percent of the applicable Fair Market Rent. In a metro on HUD's designated Small Area FMR list, that rent is the ZIP Small Area FMR. Elsewhere it is the metro or county Fair Market Rent (HUD Fair Market Rents, Small Area FMRs).