Home · Tools · Rent Estimator

Rent Estimator

Statistical median / public-data estimate by ZIP, bedrooms, and property type. not MLS asking rent. Primary lift is HUD FY2026 50th-percentile rent (these are not Fair Market Rents) scaled onto the ZIP FMR/SAFMR, then aged with BLS CPI Shelter. HUD FMR stays on the result as the 40th / voucher number.

Austin HUD rental rates, Nashville ZIP HUD rent range, Dallas HUD rental rates by ZIP code, Atlanta median rent, and Columbus 2026 HUD rent sit next to this estimator. HUD SAFMR versus market rent keeps the voucher figure in its own column.

Two numbers, two jobs. FMR (40th) is HUD’s voucher / payment-standard figure. It is not market rent. Market blend (50th + ACS) is the underwriting hero: HUD FY2026 50th-percentile scaled onto the ZIP FMR/SAFMR, plus Census ACS 2024 5-year B25031. The form below returns both. Confirm with local comps. Methodology.

Property details

U.S. 5-digit ZIP. Try

How accurate is this?

The hero number is a statistical median from public files, not an asking-rent scrape. HUD Fair Market Rents / Small Area FMRs are the 40th-percentile voucher schedule. we still show them, labeled as 40th / voucher. The lift uses HUD’s separate FY2026 50th-percentile series (not FMR) as ZIP FMR/SAFMR × (area 50th ÷ area 40th), then BLS CPI Shelter and a small property-type multiplier. ACS 2024 5-year B25031 is a second occupied-unit anchor with the Census margin of error. We do not drop a ZORI all-homes ZIP dollar onto a 3BR estimate.

A ZIP in the HUD file uses that ZIP's published FMR or Small Area FMR. Where the area has a HUD 50th, the estimate scales the ZIP rent by that area's 50th/40th ratio, then ages it with CPI Shelter. A ZIP that is not in the HUD file returns an error. A HUD row with no bedroom rent is labeled as the national median. Bedroom counts above 4 use HUD's historical +18% pattern.

Read the full methodology →

Frequently asked questions

Is HUD Fair Market Rent the same as market rent?

No. HUD Fair Market Rent is the 40th-percentile voucher schedule. It is not market rent. This estimator shows FMR labeled as 40th / voucher. The hero is a HUD FY2026 50th-percentile plus Census ACS 2024 5-year B25031 market blend.

What is the market blend on this estimator?

The hero is HUD FY2026 50th-percentile rent (these are not Fair Market Rents) scaled onto the ZIP FMR or Small Area FMR, then aged with BLS CPI Shelter. Census ACS 2024 5-year B25031 is a second occupied-unit anchor with the Census margin of error. Not MLS asking rent.

What HUD vintage does this use?

Current product vintage is HUD FY2026, effective 2025-10-01, for both the 50th-percentile series and Fair Market Rents / Small Area FMRs. ACS is the 2024 5-year B25031 table.

Do I still need local comps?

Yes. This is a statistical median from public files, not an appraisal and not listing comps. Confirm the range against local comparable listings before you price a lease or underwrite a deal.

Tax education. separate from this estimate

Educational rental tax worksheets. not advice

The number above is market context. It is not taxable rent received and it does not fill a tax worksheet unless you copy it yourself.

Educational rental tax worksheets. not advice