Home · Rent-to-income · Kentucky

Highest rent-to-income ratios in Kentucky

McCreary County leads Kentucky at 55.96% of renter median income, on a median rent of $577 and a renter median household income of $12,374. Census median rent as a share of renter household income, beside the official HUD income limits for each county.

Highest rent-to-income
55.96%
McCreary County
Median gross rent
$577
ACS B25064
Renter median income
$12,374
ACS B25119
State ratio
29.11%
State medians

Counties ranked by rent-to-income

1McCreary County$577$92$12,374$4,56255.96%$35,950$57,500
2Knox County$681$39$16,916$2,39348.31%$35,950$57,500
3Magoffin County$730$44$18,442$6,40647.50%$35,950$57,500
4Powell County$747$74$20,518$4,32843.69%$36,500$58,400
5Perry County$798$64$22,213$4,27243.11%$35,950$57,500
6Clay County$724$55$20,537$3,58542.30%$35,950$57,500
7Todd County$851$116$24,185$12,93942.22%$38,050$60,900
8Bath County$659$81$18,750$11,89042.18%$36,450$58,300
9Pike County$858$63$24,692$4,56841.70%$35,950$57,500
10Owen County$830$93$24,635$14,58840.43%$41,450$66,300
11Wolfe County$501$60$15,078$8,85439.87%$35,950$57,500
12Martin County$450$139$14,674$3,77236.80%$35,950$57,500
13Bell County$592$70$19,393$3,84836.63%$35,950$57,500
14Mason County$727$51$23,908$7,99636.49%$35,950$57,500
15Simpson County$1,012$69$33,333$15,53336.43%$39,250$62,800
16Menifee County$675$48$22,250$8,15136.40%$35,950$57,500
17Casey County$670$45$22,176$6,25136.26%$35,950$57,500
18Owsley County$448$268$14,848$4,70036.21%$35,950$57,500
19Lee County$603$64$21,094$10,18034.30%$35,950$57,500
20Jackson County$665$204$23,488$11,74933.97%$35,950$57,500
21Floyd County$672$59$24,030$3,97633.56%$35,950$57,500
22Pulaski County$803$38$29,291$2,28732.90%$37,650$60,250
23Estill County$711$55$26,061$8,17032.74%$35,950$57,500
24Johnson County$708$57$26,029$2,16532.64%$35,950$57,500
25Metcalfe County$582$73$21,411$7,40832.62%$35,950$57,500
26Green County$610$111$22,455$7,87832.60%$35,950$57,500
27Boyd County$849$59$31,380$6,55732.47%$41,650$66,650
28Carter County$740$65$27,379$6,58432.43%$35,950$57,500
29Letcher County$669$47$24,819$2,50832.35%$35,950$57,500
30Harlan County$678$31$25,169$4,21932.33%$35,950$57,500
31Fayette County$1,164$18$43,391$1,85232.19%$51,050$81,700
32Russell County$681$45$25,460$6,51632.10%$35,950$57,500
33Lawrence County$760$38$28,523$3,98431.97%$35,950$57,500
34Lewis County$751$118$28,750$10,39231.35%$35,950$57,500
35Nelson County$1,008$73$38,732$2,44031.23%$43,600$69,750
36Adair County$771$49$29,760$11,95131.09%$35,950$57,500
37Campbell County$1,145$29$44,224$3,89631.07%$54,950$87,900
38Jefferson County$1,149$13$44,530$1,42330.96%$49,500$79,200
39Livingston County$926$91$36,518$9,35430.43%$40,700$65,100
40McCracken County$898$40$35,433$4,31530.41%$49,600$79,350
41Breckinridge County$733$85$29,138$5,22430.19%$37,050$59,300
42Clark County$938$31$37,416$5,81630.08%$51,050$81,700
43Knott County$756$174$30,381$12,22429.86%$35,950$57,500
44Whitley County$798$45$32,097$3,74129.83%$35,950$57,500
45Allen County$844$76$33,966$10,03329.82%$40,400$64,650
46Fulton County$570$106$23,071$7,74329.65%$35,950$57,500
47Calloway County$870$64$35,277$5,93729.59%$41,150$65,850
48Fleming County$715$62$29,051$5,84129.53%$35,950$57,500
49Taylor County$718$77$29,384$5,47129.32%$42,400$67,800
50Henry County$895$57$36,662$6,13029.29%$49,500$79,200
51Barren County$796$36$32,650$4,77629.26%$35,950$57,500
52Nicholas County$728$117$30,000$10,41629.12%$38,250$61,200
53Hopkins County$837$52$34,541$5,56329.08%$37,300$59,700
54Lyon County$747$113$30,938$11,90928.97%$45,850$73,350
55Warren County$1,002$31$41,538$2,29828.95%$40,700$65,100
56Trigg County$803$78$33,309$8,00728.93%$46,900$75,050
57McLean County$641$45$27,045$14,84928.44%$46,050$73,700
58Jessamine County$1,124$61$47,427$5,66928.44%$51,050$81,700
59Graves County$775$80$32,817$3,76628.34%$35,950$57,500
60Daviess County$918$36$38,971$3,63828.27%$46,050$73,700
61Marshall County$798$58$34,007$6,69628.16%$42,800$68,500
62Greenup County$860$29$36,746$5,94328.08%$41,650$66,650
63Breathitt County$548$47$23,457$2,91028.03%$35,950$57,500
64Bullitt County$987$48$42,300$4,72628.00%$49,500$79,200
65Lincoln County$698$33$29,968$6,27727.95%$35,950$57,500
66Shelby County$1,033$49$44,399$8,84927.92%$52,450$83,900
67Laurel County$813$32$35,079$4,64527.81%$36,250$58,000
68Scott County$1,247$60$53,874$3,20327.78%$51,050$81,700
69Franklin County$967$40$41,888$3,02327.70%$46,050$73,700
70Wayne County$727$65$31,500$10,55727.70%$35,950$57,500
71Boyle County$778$37$34,008$4,66927.45%$40,350$64,550
72Cumberland County$523$58$22,875$4,44027.44%$35,950$57,500
73Woodford County$1,138$50$50,053$3,46127.28%$51,050$81,700
74Caldwell County$767$51$33,821$9,58027.21%$38,000$60,800
75Elliott County$432$64$19,063$11,87427.19%$35,950$57,500
76Henderson County$777$24$34,350$2,32527.14%$39,850$63,750
77Rowan County$825$42$36,896$5,18726.83%$37,850$60,550
78Anderson County$927$35$41,533$14,90726.78%$48,150$77,050
79Rockcastle County$676$57$30,519$7,39526.58%$35,950$57,500
80Christian County$1,040$39$47,345$3,04326.36%$46,900$75,050
81Madison County$889$26$40,568$3,34326.30%$42,900$68,650
82Kenton County$1,069$30$48,858$2,82126.26%$54,950$87,900
83Logan County$751$76$34,410$9,08326.19%$39,300$62,900
84Bracken County$756$80$34,815$7,29026.06%$54,950$87,900
85Spencer County$987$56$45,539$6,83326.01%$49,500$79,200
86Washington County$744$195$34,345$11,11526.00%$42,300$67,700
87Harrison County$765$56$35,526$13,75325.84%$45,000$72,000
88Boone County$1,373$37$63,905$6,11325.78%$54,950$87,900
89Carroll County$910$73$42,457$12,25725.72%$39,350$62,950
90Union County$790$40$37,206$6,65525.48%$38,300$61,300
91Clinton County$617$73$29,083$7,60025.46%$35,950$57,500
92Garrard County$794$48$38,147$8,30724.98%$37,950$60,700
93Leslie County$585$149$28,182$10,15424.91%$35,950$57,500
94Oldham County$1,219$83$59,266$16,44324.68%$49,500$79,200
95Larue County$860$99$42,188$9,83224.46%$44,100$70,550
96Grayson County$658$37$32,350$3,95824.41%$36,250$58,000
97Muhlenberg County$718$72$35,351$4,26724.37%$36,250$58,000
98Montgomery County$830$41$41,278$6,69124.13%$38,100$60,950
99Marion County$726$42$36,145$3,98224.10%$38,300$61,300
100Grant County$862$39$42,917$5,07824.10%$43,500$69,600
101Hancock County$740$145$37,383$13,35823.75%$40,450$64,700
102Mercer County$831$77$42,325$1,92223.56%$45,400$72,650
103Edmonson County$778$69$39,940$9,89423.38%$40,700$65,100
104Hardin County$971$27$50,353$2,09623.14%$44,100$70,550
105Monroe County$657$70$34,960$6,81222.55%$35,950$57,500
106Butler County$679$76$36,313$8,79922.44%$37,600$60,150
107Hickman County$718$62$38,854$26,85422.18%$43,550$69,700
108Morgan County$663$83$36,367$7,37021.88%$35,950$57,500
109Pendleton County$793$46$43,523$7,72621.86%$54,950$87,900
110Ballard County$817$147$45,050$16,45321.76%$44,250$70,750
111Meade County$1,026$63$57,117$4,22021.56%$45,550$72,900
112Hart County$693$35$38,772$6,99521.45%$35,950$57,500
113Ohio County$739$71$42,217$9,52821.01%$35,950$57,500
114Bourbon County$822$48$47,762$7,26920.65%$51,050$81,700
115Gallatin County$832$90$50,156$18,04219.91%$54,950$87,900
116Crittenden County$714$218$46,531$6,26918.41%$39,100$62,600
117Carlisle County$792$183$53,750$23,10217.68%$39,750$63,600
118Webster County$783$95$54,144$10,37317.35%$36,550$58,500
119Trimble County$863$97$59,828$19,85617.31%$43,200$69,100
120Robertson County$548$338$39,722$25,23316.56%$35,950$57,500

Method

Rent-to-income equals Census median gross rent (ACS table B25064) times 12, divided by renter median household income (ACS table B25119, renter-occupied column). The percent shown is that ratio rounded half up to the nearest 0.01 percentage point. HUD columns are the FY2026 4-person Very Low (50%) limit and the 4-person Low (80%) limit, plus the HUD area median family income on the same row. When every town row in a county publishes the same three figures, the page stores them once under the county name. When they differ, each town row is stored. A county is left out when median rent or renter income is missing or not positive. Rank is the unrounded ratio, then the county name.

Source: U.S. Census Bureau American Community Survey 2024 5-year, tables B25064 and B25119, as of 2024-07-01 (data years 2020-2024), retrieved 2026-10-09, https://data.census.gov/table/ACSDT5Y2024.B25064, and HUD FY2026 Section 8 income limits effective 2026-05-01, https://www.huduser.gov/portal/datasets/il.html.

Frequently asked questions

What is the highest rent-to-income ratio in Kentucky?

McCreary County at 55.96%. Median gross rent is $577 (margin of error $92). Renter median household income is $12,374 (margin of error $4,562).

What is the lowest rent-to-income ratio in Kentucky?

Robertson County at 16.56%. Median gross rent is $548 (margin of error $338). Renter median household income is $39,722 (margin of error $25,233).

What is the state-level rent-to-income ratio in Kentucky?

29.11%. Median gross rent is $967 (margin of error $5). Renter median household income is $39,858 (margin of error $584).