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Rent and income limits by ZIP code

The U.S. rent-to-income ratio is 32.01%, from a median gross rent of $1,413 and a renter median household income of $52,966. Enter a ZIP code for the county share of that ZIP Code Tabulation Area.

U.S. rent-to-income
32.01%
ACS national medians
U.S. median gross rent
$1,413
ACS B25064
U.S. renter median income
$52,966
ACS B25119 renter-occupied
Lookup
ZIP code
Census 2020 ZCTA to county

ZIP code lookup

States ranked by rent-to-income

1Florida$1,669$5$53,617$35337.35%67
2Louisiana$1,064$8$35,607$53935.86%64
3Massachusetts$1,762$9$60,987$57634.67%14
4Nevada$1,597$11$55,456$84934.56%15
5California$2,036$5$71,186$29834.32%56
6Connecticut$1,488$10$52,072$90634.29%9
7New York$1,621$7$57,803$39533.65%62
8Georgia$1,393$6$49,820$49333.55%156
9Colorado$1,761$7$63,537$55533.26%63
10Hawaii$1,971$23$71,363$1,31533.14%5
11Mississippi$954$8$34,642$64933.05%82
12New Jersey$1,720$7$62,674$71832.93%21
13Oregon$1,525$10$55,785$65932.80%36
14Maryland$1,705$8$62,703$86632.63%24
15South Carolina$1,180$9$43,796$69432.33%46
16Arizona$1,543$7$57,682$58832.10%15
17Rhode Island$1,342$19$50,251$1,40132.05%5
18Michigan$1,129$4$42,352$37631.99%83
19Texas$1,403$4$53,222$28531.63%242
20New Mexico$1,067$11$40,497$95531.62%31
21Washington$1,760$7$66,868$60031.58%39
22West Virginia$872$8$33,142$75231.57%55
23Alabama$1,007$8$38,294$59431.56%67
24Delaware$1,401$16$53,493$2,12531.43%3
25Virginia$1,579$8$60,343$52931.40%131
26Maine$1,139$13$44,257$1,27830.88%16
27North Carolina$1,228$5$48,010$41830.69%100
28Pennsylvania$1,209$5$47,506$42530.54%67
29New Hampshire$1,491$15$58,605$1,52830.53%10
30District of Columbia$1,954$26$76,809$1,89030.53%1
31Tennessee$1,189$7$46,745$53530.52%95
32Illinois$1,274$5$50,420$47130.32%102
33Vermont$1,234$18$49,234$1,33330.08%14
34Minnesota$1,280$7$51,080$53130.07%87
35Indiana$1,062$5$42,811$48029.77%92
36Utah$1,496$9$60,778$94829.54%28
37Kentucky$967$5$39,858$58429.11%120
38Ohio$1,034$5$42,829$32528.97%88
39Arkansas$947$6$39,315$58928.90%75
40Missouri$1,033$6$43,288$50928.64%115
41Oklahoma$1,014$6$42,664$44628.52%77
42Idaho$1,238$16$52,432$1,08428.33%44
43Nebraska$1,072$8$47,168$62027.27%93
44Kansas$1,060$7$47,106$67127.00%104
45Wisconsin$1,087$4$48,374$47826.96%72
46Iowa$972$6$43,297$75826.94%99
47Montana$1,081$14$48,192$1,10326.92%56
48Alaska$1,419$23$64,073$1,40826.58%27
49Wyoming$992$17$46,227$1,71325.75%22
50South Dakota$946$11$45,599$1,25724.90%64
51North Dakota$954$11$48,236$1,34723.73%51

Method

A five-digit code is matched to the Census 2020 ZIP Code Tabulation Area with the same code. The county is the one with the largest land area inside that ZCTA in the Census relationship file. Land share is that county's land area divided by the ZCTA land area across counties, rounded half up to 0.01 percentage point. A tie on land area uses the lower county FIPS code. Rent-to-income equals Census median gross rent (ACS table B25064) times 12, divided by renter median household income (ACS table B25119, renter-occupied column). The percent shown is that ratio rounded half up to the nearest 0.01 percentage point. HUD columns are the FY2026 4-person Very Low (50%) limit and the 4-person Low (80%) limit, plus the HUD area median family income on the same row. When every town row in a county publishes the same three figures, the page stores them once under the county name. When they differ, each town row is stored. A county is left out when median rent or renter income is missing or not positive. Rank is the unrounded ratio, then the county name.

Source: U.S. Census Bureau American Community Survey 2024 5-year, tables B25064 and B25119, as of 2024-07-01 (data years 2020-2024), retrieved 2026-10-09, https://data.census.gov/table/ACSDT5Y2024.B25064, and HUD FY2026 Section 8 income limits effective 2026-05-01, https://www.huduser.gov/portal/datasets/il.html. ZIP assignment uses the Census 2020 ZCTA-county relationship file, https://www2.census.gov/geo/docs/maps-data/data/rel2020/zcta520/tab20_zcta520_county20_natl.txt.

Frequently asked questions

What is the U.S. rent-to-income ratio?

32.01%. Median gross rent is $1,413 (margin of error $2). Renter median household income is $52,966 (margin of error $84).

How does the ZIP lookup choose a county?

The five digits are matched to a Census 2020 ZIP Code Tabulation Area. The county is the one with the largest land area inside that ZCTA. Land share is that county's land area divided by the ZCTA land area across counties.

Which income limits are shown?

The HUD FY2026 4-person Very Low (50%) limit, the 4-person Low (80%) limit, and the HUD area median family income for the matched county.