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Highest rent-to-income ratios in Maryland

Baltimore city leads Maryland at 36.48% of renter median income, on a median rent of $1,331 and a renter median household income of $43,788. Census median rent as a share of renter household income, beside the official HUD income limits for each county.

Highest rent-to-income
36.48%
Baltimore city
Median gross rent
$1,331
ACS B25064
Renter median income
$43,788
ACS B25119
State ratio
32.63%
State medians

Counties ranked by rent-to-income

1Baltimore city$1,331$15$43,788$1,34636.48%$67,000$106,800
2Cecil County$1,377$49$48,331$4,22334.19%$61,350$98,150
3Kent County$1,209$89$43,741$3,47233.17%$56,000$89,600
4Baltimore County$1,627$17$59,087$1,65933.04%$67,000$106,800
5Dorchester County$1,032$82$37,694$4,98132.85%$47,500$76,000
6Queen Anne's County$1,619$122$60,684$4,46932.02%$67,000$106,800
7Harford County$1,586$40$59,458$5,81632.01%$67,000$106,800
8Prince George's County$1,799$14$67,658$1,46931.91%$83,050$106,800
9Charles County$1,920$70$72,445$8,59431.80%$83,050$106,800
10Talbot County$1,256$149$48,377$8,20031.16%$58,750$94,000
11Montgomery County$2,068$20$79,810$1,78231.09%$83,050$106,800
12Worcester County$1,159$85$44,914$9,00130.97%$55,550$88,900
13Carroll County$1,427$44$56,548$6,46130.28%$67,000$106,800
14Caroline County$1,105$50$43,828$4,37130.25%$47,500$76,000
15Wicomico County$1,327$54$53,082$5,07730.00%$51,500$82,400
16Anne Arundel County$2,071$29$83,319$4,53929.83%$67,000$106,800
17Washington County$1,147$27$46,255$4,85429.76%$51,500$82,400
18Frederick County$1,774$37$71,549$4,12229.75%$83,050$106,800
19St. Mary's County$1,747$60$70,538$7,64529.72%$70,800$106,800
20Allegany County$805$41$32,819$4,10429.43%$47,500$76,000
21Howard County$2,099$33$86,111$4,39429.25%$67,000$106,800
22Somerset County$1,013$79$41,895$13,56329.02%$47,500$76,000
23Calvert County$1,759$81$73,333$13,21128.78%$75,350$106,800
24Garrett County$765$71$33,613$6,69727.31%$47,500$76,000

Method

Rent-to-income equals Census median gross rent (ACS table B25064) times 12, divided by renter median household income (ACS table B25119, renter-occupied column). The percent shown is that ratio rounded half up to the nearest 0.01 percentage point. HUD columns are the FY2026 4-person Very Low (50%) limit and the 4-person Low (80%) limit, plus the HUD area median family income on the same row. When every town row in a county publishes the same three figures, the page stores them once under the county name. When they differ, each town row is stored. A county is left out when median rent or renter income is missing or not positive. Rank is the unrounded ratio, then the county name.

Source: U.S. Census Bureau American Community Survey 2024 5-year, tables B25064 and B25119, as of 2024-07-01 (data years 2020-2024), retrieved 2026-10-09, https://data.census.gov/table/ACSDT5Y2024.B25064, and HUD FY2026 Section 8 income limits effective 2026-05-01, https://www.huduser.gov/portal/datasets/il.html.

Frequently asked questions

What is the highest rent-to-income ratio in Maryland?

Baltimore city at 36.48%. Median gross rent is $1,331 (margin of error $15). Renter median household income is $43,788 (margin of error $1,346).

What is the lowest rent-to-income ratio in Maryland?

Garrett County at 27.31%. Median gross rent is $765 (margin of error $71). Renter median household income is $33,613 (margin of error $6,697).

What is the state-level rent-to-income ratio in Maryland?

32.63%. Median gross rent is $1,705 (margin of error $8). Renter median household income is $62,703 (margin of error $866).