Home · Rent-to-income · North Carolina

Highest rent-to-income ratios in North Carolina

Watauga County leads North Carolina at 44.83% of renter median income, on a median rent of $1,127 and a renter median household income of $30,164. Census median rent as a share of renter household income, beside the official HUD income limits for each county.

Highest rent-to-income
44.83%
Watauga County
Median gross rent
$1,127
ACS B25064
Renter median income
$30,164
ACS B25119
State ratio
30.69%
State medians

Counties ranked by rent-to-income

1Watauga County$1,127$85$30,164$4,88644.83%$44,800$71,700
2Hyde County$1,263$129$37,500$24,65340.42%$39,150$62,650
3Yancey County$882$83$26,205$9,64940.39%$42,650$68,250
4Hertford County$844$36$26,250$2,38038.58%$39,150$62,650
5Polk County$1,178$119$36,681$6,96338.54%$46,650$74,650
6Person County$864$46$27,013$4,54738.38%$42,700$68,300
7Northampton County$758$63$24,059$5,21437.81%$39,150$62,650
8Halifax County$813$44$25,964$3,23237.58%$39,150$62,650
9Bladen County$773$73$25,118$4,66836.93%$39,150$62,650
10Orange County$1,496$41$49,216$3,20136.48%$63,550$101,700
11Washington County$743$256$25,355$11,82435.16%$39,150$62,650
12Ashe County$859$59$29,625$10,20734.79%$39,150$62,650
13Warren County$790$54$27,298$5,36934.73%$39,150$62,650
14New Hanover County$1,417$32$49,019$2,82934.69%$54,600$87,350
15Scotland County$778$24$27,008$4,87134.57%$39,150$62,650
16Buncombe County$1,362$42$47,419$3,14634.47%$51,200$81,900
17Chowan County$681$40$23,729$5,29034.44%$39,150$62,650
18Franklin County$1,083$36$37,819$4,73034.36%$66,150$105,850
19Carteret County$1,108$48$38,857$5,21834.22%$51,750$82,800
20Hoke County$1,089$59$38,394$2,48434.04%$39,150$62,650
21Perquimans County$1,008$134$36,156$13,64333.46%$45,200$72,300
22Robeson County$805$22$29,006$1,95833.30%$39,150$62,650
23Brunswick County$1,351$52$48,968$3,54833.11%$49,600$79,350
24Pasquotank County$1,170$80$42,431$5,81733.09%$42,150$67,450
25Richmond County$724$45$26,774$6,16932.45%$39,150$62,650
26Haywood County$1,067$50$39,711$5,01332.24%$43,350$69,350
27Beaufort County$871$41$32,432$5,75532.23%$39,150$62,650
28Rockingham County$810$31$30,283$4,91532.10%$39,150$62,650
29Moore County$1,254$79$46,970$5,69632.04%$53,150$85,050
30Edgecombe County$858$30$32,185$3,65431.99%$40,100$64,150
31Bertie County$839$55$31,523$11,89031.94%$39,150$62,650
32Cumberland County$1,222$15$46,059$1,51831.84%$40,950$65,500
33Durham County$1,508$31$57,287$1,95531.59%$63,550$101,700
34Lenoir County$861$28$33,070$2,03431.24%$39,150$62,650
35Cleveland County$914$50$35,120$3,69131.23%$41,400$66,250
36Onslow County$1,265$40$48,623$2,29631.22%$42,700$68,300
37Mecklenburg County$1,627$14$62,675$1,27731.15%$58,700$93,900
38Guilford County$1,163$14$45,099$1,46630.95%$45,750$73,200
39Henderson County$1,187$55$46,217$4,83730.82%$51,200$81,900
40Forsyth County$1,098$20$43,013$1,65730.63%$47,650$76,250
41Stanly County$861$32$33,732$1,98830.63%$41,950$67,150
42Craven County$1,110$39$43,609$3,00830.54%$43,500$69,600
43Pitt County$993$21$39,307$3,56230.32%$44,400$71,050
44Wake County$1,623$16$65,172$1,74329.88%$66,150$105,850
45Transylvania County$967$144$38,932$2,97529.81%$44,500$71,200
46Wilson County$953$35$38,438$3,76529.75%$42,000$67,200
47Gaston County$1,153$22$46,859$2,63729.53%$58,700$93,900
48Vance County$883$42$36,074$7,28229.37%$39,150$62,650
49Sampson County$834$30$34,163$5,77329.29%$39,150$62,650
50Alleghany County$675$135$27,955$3,68428.98%$39,150$62,650
51Cabarrus County$1,414$42$58,854$2,65828.83%$58,700$93,900
52Harnett County$1,112$46$46,507$4,54928.69%$44,150$70,650
53Alamance County$1,064$25$44,589$2,81828.63%$44,300$70,900
54Wayne County$965$30$40,456$2,53728.62%$39,150$62,650
55Lincoln County$1,015$67$42,821$4,82328.44%$52,800$84,500
56Columbus County$824$40$34,801$3,77728.41%$39,150$62,650
57Granville County$1,008$57$42,692$4,55428.33%$43,900$70,250
58Currituck County$1,162$133$49,314$10,39228.28%$53,850$86,150
59Surry County$761$23$32,551$3,60628.05%$39,150$62,650
60Gates County$1,143$207$48,910$8,02928.04%$44,300$70,900
61Randolph County$887$35$37,979$2,06728.03%$45,750$73,200
62Anson County$814$49$34,969$7,35827.93%$39,150$62,650
63Johnston County$1,146$76$49,305$5,12427.89%$66,150$105,850
64Rutherford County$783$19$34,112$3,31327.54%$39,150$62,650
65Cherokee County$813$141$35,419$4,58027.54%$39,150$62,650
66Rowan County$1,013$35$44,167$5,83827.52%$41,700$66,700
67Union County$1,496$74$65,360$6,66227.47%$58,700$93,900
68Yadkin County$766$47$33,546$5,79427.40%$47,650$76,250
69Lee County$1,017$46$44,546$3,95527.40%$42,000$67,200
70Iredell County$1,252$51$55,159$5,39427.24%$53,650$85,850
71Pender County$1,106$105$48,925$9,92327.13%$54,800$87,650
72Pamlico County$752$113$33,376$3,30127.04%$45,350$72,550
73Graham County$676$179$30,060$8,57426.99%$39,150$62,650
74Mitchell County$813$64$36,339$10,75226.85%$39,150$62,650
75Catawba County$965$41$43,271$4,21526.76%$42,600$68,150
76Duplin County$865$49$38,804$3,08126.75%$39,150$62,650
77Jackson County$904$55$40,804$4,91626.59%$39,150$62,650
78McDowell County$806$45$37,178$2,88326.02%$39,150$62,650
79Jones County$747$47$34,500$19,92925.98%$39,150$62,650
80Chatham County$1,180$99$54,771$5,79325.85%$63,550$101,700
81Davidson County$901$33$41,958$2,40825.77%$43,000$68,800
82Madison County$780$64$36,602$6,43825.57%$51,200$81,900
83Montgomery County$766$38$36,033$5,08225.51%$39,150$62,650
84Wilkes County$723$37$34,176$4,41925.39%$39,150$62,650
85Martin County$758$76$36,032$3,95525.24%$39,150$62,650
86Greene County$853$29$40,655$7,84425.18%$39,150$62,650
87Burke County$884$47$42,241$5,70125.11%$42,600$68,150
88Caldwell County$744$24$35,595$3,05125.08%$42,600$68,150
89Davie County$867$51$42,121$5,41624.70%$47,650$76,250
90Nash County$953$29$47,292$3,84924.18%$40,100$64,150
91Stokes County$775$31$38,578$2,75924.11%$47,650$76,250
92Avery County$773$106$39,118$8,93223.71%$44,400$71,050
93Macon County$803$56$40,837$7,23023.60%$39,550$63,300
94Dare County$1,345$85$68,881$7,43023.43%$55,100$88,150
95Tyrrell County$644$210$33,009$12,96223.41%$39,150$62,650
96Alexander County$764$29$39,361$5,48023.29%$42,600$68,150
97Caswell County$727$28$37,639$14,64023.18%$39,150$62,650
98Swain County$742$53$39,222$3,69822.70%$39,150$62,650
99Camden County$1,232$132$65,568$15,98722.55%$52,750$84,400
100Clay County$804$238$48,243$23,14620.00%$43,150$69,050

Method

Rent-to-income equals Census median gross rent (ACS table B25064) times 12, divided by renter median household income (ACS table B25119, renter-occupied column). The percent shown is that ratio rounded half up to the nearest 0.01 percentage point. HUD columns are the FY2026 4-person Very Low (50%) limit and the 4-person Low (80%) limit, plus the HUD area median family income on the same row. When every town row in a county publishes the same three figures, the page stores them once under the county name. When they differ, each town row is stored. A county is left out when median rent or renter income is missing or not positive. Rank is the unrounded ratio, then the county name.

Source: U.S. Census Bureau American Community Survey 2024 5-year, tables B25064 and B25119, as of 2024-07-01 (data years 2020-2024), retrieved 2026-10-09, https://data.census.gov/table/ACSDT5Y2024.B25064, and HUD FY2026 Section 8 income limits effective 2026-05-01, https://www.huduser.gov/portal/datasets/il.html.

Frequently asked questions

What is the highest rent-to-income ratio in North Carolina?

Watauga County at 44.83%. Median gross rent is $1,127 (margin of error $85). Renter median household income is $30,164 (margin of error $4,886).

What is the lowest rent-to-income ratio in North Carolina?

Clay County at 20.00%. Median gross rent is $804 (margin of error $238). Renter median household income is $48,243 (margin of error $23,146).

What is the state-level rent-to-income ratio in North Carolina?

30.69%. Median gross rent is $1,228 (margin of error $5). Renter median household income is $48,010 (margin of error $418).