Home · Rent-to-income · New York

Highest rent-to-income ratios in New York

Bronx County leads New York at 42.96% of renter median income, on a median rent of $1,458 and a renter median household income of $40,723. Census median rent as a share of renter household income, beside the official HUD income limits for each county.

Highest rent-to-income
42.96%
Bronx County
Median gross rent
$1,458
ACS B25064
Renter median income
$40,723
ACS B25119
State ratio
33.65%
State medians

Counties ranked by rent-to-income

1Bronx County$1,458$16$40,723$92642.96%$84,800$135,700
2Rockland County$1,901$41$55,338$4,40641.22%$84,800$135,700
3Tompkins County$1,411$42$44,517$2,15138.03%$59,000$94,400
4Richmond County$1,733$38$55,185$5,02937.68%$84,800$135,700
5Suffolk County$2,255$27$72,488$2,19637.33%$82,150$128,100
6Orange County$1,680$32$54,864$3,15236.75%$62,950$100,700
7Ulster County$1,425$48$47,196$3,14336.23%$58,650$93,850
8Columbia County$1,260$72$41,816$5,66036.16%$58,400$93,450
9Chemung County$1,059$36$36,043$5,38235.26%$44,950$71,900
10Nassau County$2,252$41$77,626$3,19934.81%$82,150$128,100
11Putnam County$1,775$83$61,978$7,94934.37%$84,800$135,700
12Westchester County$1,951$27$69,175$2,68833.84%$84,800$125,850
13Kings County$1,833$9$66,161$95033.25%$84,800$135,700
14St. Lawrence County$818$34$29,658$3,47533.10%$44,950$71,900
15Schenectady County$1,194$28$43,858$4,66532.67%$61,550$98,500
16Queens County$1,956$10$72,003$1,03532.60%$84,800$135,700
17Dutchess County$1,582$45$58,654$3,41732.37%$62,950$100,700
18Monroe County$1,173$12$43,830$1,52732.11%$53,500$85,600
19Onondaga County$1,108$12$41,636$1,91931.93%$53,400$85,450
20Jefferson County$1,213$32$46,409$3,97131.36%$44,950$71,900
21New York County$2,197$25$84,783$1,59731.10%$84,800$135,700
22Broome County$941$22$36,405$2,43931.02%$44,950$71,900
23Erie County$1,090$11$42,230$1,12730.97%$50,750$81,200
24Cayuga County$942$46$36,725$2,97030.78%$44,950$71,900
25Montgomery County$940$28$37,124$3,98930.38%$47,750$76,400
26Oswego County$967$27$38,374$3,12230.24%$53,400$85,450
27Rensselaer County$1,217$26$48,621$5,50030.04%$61,550$98,500
28Niagara County$899$20$35,954$2,19230.01%$50,750$81,200
29Livingston County$931$42$37,321$4,71429.93%$53,500$85,600
30Schuyler County$899$99$36,111$6,52529.87%$45,300$72,500
31Sullivan County$1,106$52$44,880$6,71929.57%$46,350$74,150
32Delaware County$880$45$35,756$4,73929.53%$44,950$71,900
33Oneida County$944$17$38,469$2,52029.45%$48,950$78,300
34Chautauqua County$812$21$33,312$3,02829.25%$44,950$71,900
35Genesee County$929$31$38,311$2,64429.10%$48,600$77,750
36Madison County$928$25$38,295$3,33129.08%$53,400$85,450
37Clinton County$1,003$37$41,416$3,38929.06%$47,700$76,300
38Tioga County$928$47$38,348$4,56929.04%$44,950$71,900
39Steuben County$894$35$36,998$3,11929.00%$44,950$71,900
40Essex County$934$69$38,928$3,47428.79%$47,100$75,350
41Albany County$1,313$26$54,733$2,13828.79%$61,550$98,500
42Allegany County$763$30$31,848$5,07428.75%$44,950$71,900
43Warren County$1,105$30$46,632$7,12028.44%$47,500$76,000
44Wayne County$938$32$39,906$5,47128.21%$53,500$85,600
45Cortland County$984$50$42,202$4,36627.98%$46,450$74,300
46Schoharie County$909$39$39,321$3,91127.74%$61,550$98,500
47Washington County$1,033$47$44,688$8,07027.74%$47,500$76,000
48Herkimer County$823$32$36,250$5,62227.24%$48,950$78,300
49Orleans County$874$35$38,613$3,74827.16%$53,500$85,600
50Hamilton County$912$66$40,577$9,71526.97%$47,100$75,350
51Cattaraugus County$770$24$34,273$2,70926.96%$44,950$71,900
52Saratoga County$1,394$26$63,162$3,27426.48%$61,550$98,500
53Seneca County$957$29$43,421$7,34626.45%$48,400$77,450
54Greene County$1,004$74$45,983$5,15526.20%$53,250$85,200
55Yates County$834$48$38,209$4,86526.19%$44,950$71,900
56Franklin County$843$22$38,729$4,08726.12%$44,950$71,900
57Chenango County$875$44$40,237$3,18126.10%$44,950$71,900
58Fulton County$912$32$42,240$2,62825.91%$44,950$71,900
59Ontario County$1,150$35$54,039$4,11325.54%$53,500$85,600
60Wyoming County$802$39$37,713$5,08825.52%$46,050$73,700
61Otsego County$987$42$46,448$5,63525.50%$45,450$72,700
62Lewis County$837$57$41,162$4,73224.40%$44,950$71,900

Method

Rent-to-income equals Census median gross rent (ACS table B25064) times 12, divided by renter median household income (ACS table B25119, renter-occupied column). The percent shown is that ratio rounded half up to the nearest 0.01 percentage point. HUD columns are the FY2026 4-person Very Low (50%) limit and the 4-person Low (80%) limit, plus the HUD area median family income on the same row. When every town row in a county publishes the same three figures, the page stores them once under the county name. When they differ, each town row is stored. A county is left out when median rent or renter income is missing or not positive. Rank is the unrounded ratio, then the county name.

Source: U.S. Census Bureau American Community Survey 2024 5-year, tables B25064 and B25119, as of 2024-07-01 (data years 2020-2024), retrieved 2026-10-09, https://data.census.gov/table/ACSDT5Y2024.B25064, and HUD FY2026 Section 8 income limits effective 2026-05-01, https://www.huduser.gov/portal/datasets/il.html.

Frequently asked questions

What is the highest rent-to-income ratio in New York?

Bronx County at 42.96%. Median gross rent is $1,458 (margin of error $16). Renter median household income is $40,723 (margin of error $926).

What is the lowest rent-to-income ratio in New York?

Lewis County at 24.40%. Median gross rent is $837 (margin of error $57). Renter median household income is $41,162 (margin of error $4,732).

What is the state-level rent-to-income ratio in New York?

33.65%. Median gross rent is $1,621 (margin of error $7). Renter median household income is $57,803 (margin of error $395).